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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Pet Insurance in South Dakota

We understand that your pet has become a member of the family. Pet insurance can provide you with the peace of mind knowing that you are prepared to give them the best health care possible. Pet insurance in South Dakota provides affordable and flexible plans to fit your pet's needs and your budget. Our goal is to provide you with the area-specific health risks and concerns to dogs and cats in South Dakota. Understanding these health risks can help you make an informed decision about the right pet insurance plan for you and your pet.

South Dakota Pet Insurance

It is important for pet owners to know that dogs in South Dakota are more commonly diagnosed with the Parvovirus compared to other states. Parvo is a serious, highly contagious virus which can be life-threatening. Parvo can be treated if caught early and is preventable with routine vaccines. Dogs in South Dakota are more commonly diagnosed with heart disease and kidney disease compared to the national average.

South Dakota has the highest prevalence of ear mites in cats than any other state. Ear mites are highly contagious and are often passed from pet to pet in casual contact at home or outside. Ear mites in cats cause irritation and inflammation and can infect the external and internal canal, potentially leading to more serious skin or ear infections if left untreated.

Fortunately, these health conditions and parasites are preventable or treatable, however, the cost of prevention or treatment can be expensive. Pet insurance can help protect you and your pet from the increasing cost of health care associated with these conditions

Pet Insurance in South Dakota

You can’t predict what will happen to your pet but you can be prepared. In the event of an accident or illness, pet insurance allows you to focus on what is important—caring for your sick or injured pet rather than having to deal with the financial burden that often comes with proper health care. Every area poses specific risks to pets and understanding these unique risks can help you determine which plan is best for you and your pet. Some area specific health risks in South Dakota, which can be covered with pet insurance, include:

◦  Wild animals and livestock can cause injuries (like venomous snake bites)
◦  Parasites that transmit infectious diseases like fleas and ear mites
◦  Severe weather in both summer and winter months can lead to climate related injuries/health conditions

Pet insurance can help protect your dog or cat from accidents and illnesses like the conditions noted above and provide you with the peace of mind in knowing that you are prepared to provide them with the health care they need. South Dakota pet insurance plans are flexible, designed to meet you and your pet’s individual needs and will typically cover costs associated with accidents and illnesses.

In addition to accident and illness coverage, pet owners in South Dakota should consider a wellness plan. As mentioned above, dental disease and overweight/obesity are very common among pets in South Dakota. It is very important to be diligent with your pet’s dental care and weight because these issues can lead to much more serious and expensive health conditions down the road such as heart, kidney, and liver problems. Fortunately, dental disease and weight gain may be prevented with routine vet exams and dental cleanings. These costs can add up, but a wellness insurance plan can cover these costs. Wellness plans (also known as routine care plans) will cover costs associated with most routine/preventative care, such as:

◦  Vaccinations
◦  Flea, tick and heartworm control
◦  Heartworm test
◦  Dental cleanings
◦  De-worming
◦  Routine bloodwork
◦  Routine urine and fecal tests
◦  Wellness exams and more

Wellness plans not only help you save money on routine care, it can also help you stay on top of your pets wellness care to prevent some serious health conditions down the road.

Interested in pet insurance for your pet? Start by getting a free quote today.