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Ad: Learn why we recommend Spot Pet Insurance

Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Pet Insurance in North Carolina

We understand that your pet has become a member of the family. Pet insurance can provide you with the peace of mind knowing that you are prepared to give them the best health care possible. Pet insurance in North Carolina provides affordable and flexible plans to fit your pet's needs and your budget. Our goal is to provide you with the area-specific health risks and concerns to dogs and cats in North Carolina. Understanding these health risks can help you make an informed decision about the right pet insurance plan for you and your pet.

North Carolina Pet Insurance

The climate in North Carolina can affect your pet’s health. The humidity causes a high population of mosquitoes which can transmit many infectious diseases like heartworm. Heartworm is a serious, life-threatening disease that can be treated if caught early and is preventable with diligent Heartworm control and simple, routine testing. Dogs in NC are also more commonly diagnosed with hookworms, roundworms, ticks, and whipworm than the national average. Cats in North Carolina are also more commonly diagnosed with ear mites, roundworms, hookworms, and Feline Immunodeficiency Virus compared to the national average. FIV is a virus similar to HIV in humans and is transmitted through the close contact of an infected cat. FIV can be treated if caught early enough, through simple testing. Fortunately, all of these common health conditions and parasites are preventable or treatable but prevention and treatment can be expensive. Pet insurance can help protect you and your pet from the increasing cost of health care associated with these conditions

Pet Insurance in North Carolina

In the event of an illness or accident, pet insurance allows you to focus on what is important—caring for your sick or injured pet rather than having to deal with the financial constraints that often comes with good veterinary care. Every area poses specific risks to pets and understanding these unique risks can help you determine which plan is best for you and your pet. Some area specific health risks in North Carolina, which can be covered with pet insurance, include:

◦  Heartworm and other infectious diseases transmitted by parasites common to NC
◦  Warm weather can cause health conditions like heat exhaustion
◦  Hurricanes and Tornadoes

Pet insurance can help protect your dog or cat from accidents and illnesses like the conditions mentioned above and provide you with the peace of mind in knowing that you are prepared to provide them with the health care they need. North Carolina pet insurance plans are flexible, designed to meet you and your pet’s individual needs and will typically cover costs associated with accidents and illnesses.

In addition to accident and illness coverage, pet owners in North Carolina may also want to consider a wellness plan. Some of the most common health conditions among dogs and cats in North Carolina, as mentioned above, are periodontal disease, dental tartar and being overweight. It is very important to be diligent with your pet’s weight and dental care because these issues can lead to much more serious and expensive health conditions such as heart, kidney, and liver problems. Fortunately, dental disease and weight gain can be prevented with routine vet exams and dental cleanings and a wellness insurance plan can cover these costs. Also, as mentioned earlier, pets are at a higher risk of Heartworm in North Carolina. Heartworm can be prevented with monthly preventative medication and simple testing and a wellness plan can help cover these expenses. Wellness plans (also known as routine care plans) will cover costs associated with preventative or routine care, such as:

◦  Vaccinations
◦  Flea, tick and heartworm control
◦  Heartworm test
◦  Dental cleanings
◦  De-worming
◦  Routine bloodwork
◦  Routine urine and fecal tests
◦  Wellness exams and more

Wellness plans not only help you save money on routine care, it can also help you stay on top of your pets wellness care to prevent some serious health conditions down the road.

Interested in pet insurance for your pet? Start by getting a free quote today.