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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Pet Insurance in Minnesota

We understand that your pet has become a member of the family. Pet insurance can provide you with the peace of mind knowing that you are prepared to give them the best health care possible. Pet insurance in Minnesota provides affordable and flexible plans to fit your pet's needs and your budget. Our goal is to provide you with the area-specific health risks and concerns to dogs and cats in Minnesota. Understanding these health risks can help you make an informed decision about the right pet insurance plan for you and your pet.

Minnesota Pet Insurance

In additional to the above common health conditions, Dogs in Minnesota have a much higher rate of Lyme Disease. Lyme Disease is transmitted by ticks and if treatable if found early. Dogs in Minnesota are also more commonly diagnosed with Arthritis and Thyroid Disease compared to the national average. Cats in Minnesota are also more commonly diagnosed with obesity, ear mites, and kidney disease compared to the national average. Fortunately, all of these health conditions are treatable but that treatment can be expensive. Pet insurance can help protect you and your pet from the increasing cost of health care associated with these conditions

Pet Insurance in Minnesota

You can’t predict what will happen to your pet but you can be prepared. In the event of an illness or accident, pet insurance allows you to focus on what is important—caring for your sick or injured pet rather than having to deal with the financial burden that often comes with health care. Understanding the unique risks that your dog or cat is exposed to can help you select the right insurance plan for you and your pet. Some area specific risks which can be covered with pet insurance include:

◦  Extreme weather (very cold winters and hot summers can lead to snow/ice related injuries, heat exhaustion, etc.)
◦  Lyme disease caused by ticks
◦  Tornadoes and Blizzards
◦  Harsh winters in Minnesota can allow for a more indoor and less active lifestyle, causing a high number of overweight and obese pets

Pet insurance can help protect your dog or cat from accidents and illnesses like the conditions mentioned above and provide you with the peace of mind in knowing that you are prepared to provide them with the health care they need. Minnesota pet insurance plans are flexible, designed to meet you and your pet’s individual needs and will typically cover costs associated with accidents and illnesses.

In addition to accident and illness coverage, pet owners in Minnesota may also want to consider a wellness plan. Some of the most common health conditions among dogs and cats in Minnesota, as mentioned above, are dental tartar, periodontal disease, and obesity. It is very important to be diligent with your pet’s dental care and weight because these issues can lead to much more serious and expensive health conditions like heart, liver, and kidney problems. Fortunately, dental disease and obesity may be preventable with routine dental cleanings and routine vet exams and a wellness insurance plan can cover these costs. Wellness plans (also known as routine care plans) will cover costs associated with preventative or routine care, such as:

◦  Vaccinations
◦  Flea, tick and heartworm control
◦  Heartworm test
◦  Dental cleanings
◦  De-worming
◦  Routine bloodwork
◦  Routine urine and fecal tests
◦  Wellness exams and more

Wellness plans not only help you save money on routine care, it can also help you stay on top of your pets wellness care to prevent some serious health conditions down the road.

Interested in pet insurance for your pet? Start by getting a free quote today.