What is a Critical Illness Plan?
A critical illness insurance plan is different than other plans and pays a lump sum of money out to you when your pet is stricken with cancer or suffers a major covered illness or event such as a stroke or heart attack.
The plan varies from other pet health plans because you are given the money directly when your pet is diagnosed with any of the approved conditions. Traditional plans will pay the provider when something happens to your pet and you do not see that money. Or a traditional plan may reimburse you, but only for what you spent on covered equipment and services.
What Can the Money be Used on?
The lump sum that you are given from your insurance provider can be used for different things related to the care of your pet including:
◦ Medical expenses
◦ Travel expenses
◦ Child care
◦ Lost time from work
How Much Does a Critical Plan Cost?
The cost varies depending on a couple factors about your pet, including:
◦ Age
◦ Species
◦ Breed
◦ Location
There are no co-pays or deductibles with this plan and you are never required to pay more than your monthly payment every month.
You can combine critical illness plans with other pet insurance policies to receive the best possible care for your pet at an affordable price.
