Hereditary Pet Health Conditions

Hereditary Health Conditions

If you have a purebred dog or cat, you need to be aware of the hereditary health conditions that your pet may develop.  Researchers and Veterinarians have reported health problems directly related to each individualized dog or cat breed. Although not all dogs or cats of each breed develop these conditions, it is the responsibility of the pet owner to be aware of the conditions.

What is a Hereditary Health Condition?  A hereditary health condition refers to a genetic disposition, passed down from parent to offspring. A genetic health condition cannot be cured, as the disposition is wired into the individual´s DNA. Although the condition cannot be cured, they can be treated and allow a better quality of life.

If your dog or cat is prone to a hereditary condition, you should purchase pet health insurance early in the animal’s life.  In that way, you should be covered for any problems that might develop later in life.  Treatment for hereditary conditions can cost thousands of dollars.  Be sure to choose a pet insurance policy that provides coverage for hereditary health conditions.  Also, check out the waiting times; depending on the insurance provider, you may have to wait 12 months for a hereditary condition to be covered.  Thus, you need to purchase insurance while your animal is still young and healthy.

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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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