AKC Pet Insurance comes with a reputable name. Since 2003 they have been exclusive provider of pet insurance for the American Kennel Club (AKC). Known for their great customer service, AKC Pet Insurance has a long track record of providing pet insurance. Although they started in the U.S. in 2003, they have many years of pet insurance experience. The owner of Pet Partners purchased and developed pet healthcare insurance, exclusively for the Kennel Club of Great Britain in the 1980’s. Later, he launched PetPartners in the United Kingdom and then in the United States. AKC Pet Insurance offers comprehensive and customizable plans for any breed and budget.
Insurance Underwriter: American Pet Insurance Company
A.M. Best Rating: not rated
Customizable Plans: yes
Deductible Type: Annual
Maximum Payout per Incident: plan options – $1,500, $2,000, $2,500, $3,000, $5,000, $8,000, or $10,000
Maximum Payout per Year: Choose from $3,000 – $16,000
Maximum Lifetime Payout: no limit
Waiting Period: Illnesses – 14 days; injuries – 3 days; Intervertebral Disc Disease (IVDD) and cruciate ligament related conditions – 180 days
Lifetime Coverage Available: yes
Wellness & Routine Care Coverage Available: yes
Alternative Therapies Coverage Available: no
Behavioral Treatment Coverage Available: no
Maximum Age to Enroll: 9 years
These features may vary by state.
◦ Up to 90% reimbursement on veterinary bills
◦ Deductibles as low as $75
◦ No enrollment fee
◦ Wellness benefits available
◦ 180 day filing allowance
◦ Office visits are covered
◦ Claims team are veterinary technicians
AKC Pet Insurance offers two plans to choose from; each offer customizable coverage such as the flexible deductibles, payout limits, and optional add-on coverage to provide you with a plan that is tailor to you and your pet’s needs.
Companion Select (Accident only coverage)
Designed for those that need some peace of mind from the unexpected injury and is the most affordable option (perfect for an older dog). This plan covers diagnostic testing and treatment for accident related injuries, such as:
◦ Lab testing
◦ X-rays, Ultrasound, MRI and CAT Scans
◦ Surgery
◦ Hospitalization
◦ Medications prescribed by a veterinarian
◦ Extractions of permanent teeth
Companion Plus (Accident + Illness coverage)
This is a more comprehensive plan which covers diagnostic testing and treatment for accidents and illnesses.
◦ Accidents and injuries
◦ Illnesses including cancer, allergies, and cherry eye
◦ Lab testing
◦ X-rays, Ultrasound, MRI and CAT Scans
◦ Surgery
◦ Hospitalization
◦ Medications prescribed by a veterinarian
◦ Chemotherapy and radiation treatment
◦ Extractions of permanent teeth
AKC provides the option to expand your coverage by adding on coverage to one of the above plans. Additional coverage options are:
InheritedPlus: Provides coverage for inherited and congenital illnesses, their secondary conditions, as well as diabetes and osteoarthritis.
ExamCare: This provides coverage for the cost of exam fees to treat or diagnose a current covered illness or injury.
Defender & Defender Plus: Offers two levels of wellness coverage for vet costs like vaccinations, flea/tick /heartworm prevention, routine/wellness labwork, microchip, spay/neuter (defender plus only), and teeth cleanings (defender plus).
Find out which pet insurance plan is right for you and your pet and receive a free quote by completing the form at the top of the page.
