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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Pet Insurance in West Virginia

We understand that your pet has become a member of the family. Pet insurance can provide you with the peace of mind knowing that you are prepared to give them the health care they need. Pet insurance in West Virginia provides affordable and flexible plans to fit your pet's needs and your budget. Our goal is to provide you with the area-specific health risks and concerns to dogs and cats in West Virginia. Understanding these health risks can help you make an informed decision about the right pet insurance plan for you and your pet.

West Virginia Pet Insurance

Due the high population of ticks in West Virginia, dogs are at a much higher risk of Lyme disease compared to other states. Lyme disease is can be serious, causing long-term problems and can be life threatening. Lyme disease can be treated if found early and is preventable with tick control and vaccines.  Dogs in West Virginia are also more commonly diagnosed with arthritis and whipworm compared to the national average.

Cats in West Virginia are more commonly diagnosed with diabetes, roundworm, and Feline Leukemia (FeLV) compared to the national average. FeLV is a potentially life-threatening virus, especially among kittens, and is transmitted through the close contact with an infected cat. FeLV is treatable if caught early through simple testing and is preventable with vaccines.

Fortunately, these common health conditions are treatable or preventable with vaccinations and parasite prevention. However, the cost of prevention or treatment can add up. Pet insurance can help protect you and your pet from the increasing cost of health care associated with these conditions

Pet Insurance in West Virginia

In the event of an accident or illness, pet insurance allows you to focus on what is important—caring for your sick or injured pet rather than having to deal with the financial burden that often comes with proper health care. Every area poses specific risks to pets and understanding these unique risks can help you determine which plan is best for you and your pet. Some area specific health risks in West Virginia, which can be covered with pet insurance, include:

◦  Lyme disease is prevalent in West Virginia (transmitted by ticks)
◦  Harmful wildlife can pose a threat to pets in West Virginia like black bears, venomous snakes, and poisonous spiders
◦  Hurricanes and Tornadoes

Pet insurance can help protect your dog or cat from accidents and illnesses like the conditions noted above and provide you with the peace of mind in knowing that you are prepared to provide them with the health care they need. West Virginia pet insurance plans are flexible, designed to meet you and your pet’s individual needs and will typically cover costs associated with accidents and illnesses.

In addition to accident and illness coverage, pet owners in West Virginia should consider a wellness plan. As mentioned above, the most common health conditions in West Virginia are caused by poor dental health and being overweight. It is very important to be diligent with your pet’s dental care and weight because these issues can lead to much more serious and expensive health conditions down the road like heart, kidney, and liver problems. Fortunately, dental disease and obesity are preventable with routine vet exams and dental cleanings. As mentioned earlier, dogs in West Virginia are also at an increased of Lyme disease, which is preventable with vaccines and the diligent use of monthly tick control. These preventative health care costs can start to add up, but a wellness insurance plan can cover these costs. Wellness plans (also known as routine care plans) will cover costs associated with most routine/preventative care, such as:

◦  Vaccinations
◦  Flea, tick and heartworm control
◦  Heartworm test
◦  Dental cleanings
◦  De-worming
◦  Routine bloodwork
◦  Routine urine and fecal tests
◦  Wellness exams and more

Wellness plans not only help you save money on routine care, it can also help you stay on top of your pets wellness care to prevent some serious health conditions down the road.

Interested in pet insurance for your pet? Start by getting a free quote today.