5 Reasons Every Pet Owner Should Buy Pet Insurance - Pet InsurancePet Insurance
Jun 2014
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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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5 Reasons Every Pet Owner Should Buy Pet Insurance

You might be unsure about the benefits of insuring your cat or dog, but here are at five reasons why every pet owner should buy pet insurance.

Vet Care is Expensive

Vet care expenses can be astronomical. Serious conditions such as heart disease may result in thousands of dollars in vet bills. Various insurance coverage options cover these bills completely, with little-to-no out-of-pocket costs to you.

Pet illness can cause deep emotional stress for you and your family, don’t let high medical costs add to the strain. Pet insurance is a simple, inexpensive way to keep your pet and your wallet safe.

Pets Age

Cats and dogs can live for upwards of 15 years depending on their breed (small dogs such as terriers can live to be 18 or older). Just like people, pets develop different medical needs as they age. Your two-year-old dog may be a healthy adolescent right now, but may be susceptible to a range of ailments as he ages.

Pet health can deteriorate quickly, especially if the animal isn’t receiving ongoing vet care for preventive maintenance. The best way to ensure your furry friend stays healthy at every age is to keep pet insurance active throughout its lifetime. One policy can cover annual visits, routine exams, illnesses and aging care.

Emergencies Happen

Pets can’t choose when they get sick or injured. If your beloved cat or dog gets hurt or seriously ill, you could be looking at thousands of dollars in sudden medical bills. If the illness occurs during the middle of the night or weekend, you may also incur after-hours rates and other surcharges and fees.

Pet insurance policy holders don’t have to worry about emergency expenses.

Pet Insurance Options Are Flexible

From wellness plans that cover routine maintenance, to major medical and maximum coverage plans that insure against virtually any health need that may arise, pet owners can choose the insurance options, price and deductibles that best fit their needs.

Customized policies are available for cats, dogs, kittens, puppies and (sometimes) specific breeds.

You Love Your Dog / Cat

One thing dog and cate lovers agree on is the fact that they love their pets. Make sure you keep yours healthy and happy for as long as possible. Give them all the vet care they need without cleaning out your bank account.

  • Why Buy Dog Insurance?

Whether large or small, dogs can get themselves into all sorts of trouble. One of the most common dog emergencies is the swallowing of a foreign object (socks, toys, etc.). If the object gets stuck in the throat, stomach or intestine, a vet must operate to remove it. Dog insurance policies cover accidents such as these.

  • Why Buy Cat Insurance?

Cats can be sensitive animals and are prone to a range of illnesses, such as stomach problems, tapeworms and allergies. Although those illnesses might not be life-threatening, they still cause distress and discomfort. Medications are often needed to treat these issues.

Cats are also susceptible to serious conditions such as eye disease including cataracts and retinal disease. Operations to correct these conditions can cost up to $5,000.