We understand that your pet has become a member of the family. Pet insurance can provide you with the peace of mind knowing that you are prepared to give them the best health care possible. Pet insurance in New Jersey provides affordable and flexible plans to fit your pet’s needs and your budget. Our goal is to provide you with the area-specific health risks and concerns to dogs and cats in New Jersey. Understanding these health risks can help you make an informed decision about the right pet insurance plan for you and your pet.
Dogs in NJ are at a greater risk of Lyme disease compared to the national average. Lyme disease, transmitted by ticks, is a serious and life-threatening disease that is treatable if found early and may be preventable with vaccinations and diligent tick control. Dogs in NJ are also more commonly diagnosed with Giardia and Kennel Cough compared to other states. Cats in New Jersey are also more commonly diagnosed with roundworms and ticks compared to the national average. Fortunately, all of the common health conditions are preventable or treatable but prevention and treatment can be expensive. Pet insurance can help protect you and your pet from the increasing cost of health care associated with these conditions
Pet Insurance in New Jersey
In the event of an illness or accident, pet insurance allows you to focus on what is important—caring for your sick or injured pet rather than having to deal with the financial burden that often comes with good health care. Every area poses specific risks to pets and understanding these unique risks can help you decide which plan is best for you and your pet. Some area specific health risks in New Jersey, which can be covered with pet insurance, include:
◦ Infectious diseases (like Lyme disease transmitted by ticks and ear mites)
◦ Cold weather can cause injuries related to snow and ice
Pet insurance can help protect your dog or cat from accidents and illnesses like the conditions mentioned above and provide you with the peace of mind in knowing that you are prepared to provide them with the health care they need. New Jersey pet insurance plans are flexible, designed to meet you and your pet’s individual needs and will typically cover costs associated with accidents and illnesses.
In addition to accident and illness coverage, pet owners in New Jersey may also want to consider a wellness plan. Some of the most common health conditions among dogs and cats in New Jersey, as mentioned above, are periodontal disease, dental tartar and being overweight. It is very important to be diligent with your pet’s weight and dental care because these issues can lead to much more serious and expensive health conditions like kidney, liver, and heart problems. Fortunately, dental disease and obesity may be preventable with routine vey exams and dental cleanings and a wellness insurance plan can cover these costs. Also, as mentioned earlier, pets are at a higher risk of Lyme disease in New Jersey and a wellness plan can cover the cost of tick control and vaccinations to prevent Lyme disease. Wellness plans (also known as routine care plans) will cover costs associated with preventative or routine care, such as:
◦ Flea, tick and heartworm control
◦ Heartworm test
◦ Dental cleanings
◦ Routine bloodwork
◦ Routine urine and fecal tests
◦ Wellness exams and more
Wellness plans not only help you save money on routine care, it can also help you stay on top of your pets wellness care to prevent some serious health conditions down the road.
Interested in pet insurance for your pet? Start by getting a free quote today.