Pet Insurance: Get Quotes for 2016's Best Wellness PlansPet Insurance
Aug 2014
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Compare Pet Insurance Plans

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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Pet Insurance Wellness Plans

Kitten and English Bulldog
Cats and dogs require yearly visits to the veterinarian to make sure that they stay happy and healthy, but just a routine visit to the vet’s office can be costly. Although there are some basic pet insurance plans that cover wellness costs, most providers offer it as an additional option. If you want to stay on top of your pet’s routine health, wellness coverage is a great option. Once you sign up for this plan, you will receive coverage on routine services such as:

Kitten and English Bulldog

◦   Annual Exams
◦   Vaccinations
◦   Microchip
◦   Spay/Neuter
◦   Teeth Cleaning
◦   Dental X-rays, crowns and fillings
◦   Wellness blood Panel
◦   Prescription Diet Foods
◦   Supplements
◦   Routine anal gland expressions

How Much Does it Cost?
Wellness plans vary depending on the company, the coverage options you choose, and the pet’s age, breed and location. These plans tend to be worth it for the pet owners who provide their pets with regular veterinarian recommended wellness care.

Doing the math:

Is it worth it? Here’s an example to find out:
Let’s say you pick an add-on wellness plan for your dog that costs $12.49 per month with an annual coverage amount of $200.


The amount you will spend per year on average=  $149.88
The amount insurance company covers per year= $200
You are left with a wellness credit of  +$50.12

As you can see, wellness coverage can certainly be worth it if you plan to take your pet in for regular, veterinary recommended wellness care. Wellness coverage is especially helpful for kitten and puppy owners, where more routine care is needed. The wellness plan is not a mandatory coverage plan and can be added onto your current insurance plan for your pet or purchased individually.

Get a Quote Today
Pet wellness coverage is important and keeps your out of pocket costs low. Finding insurance for dogs and cats is as easy as receiving an instant quote and learning more about the ways you can save.