Pet Insurance: Get Quotes for 2016's Best Base Level PlansPet Insurance
Aug 2014
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Compare Pet Insurance Plans

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Any pre-existing conditions?

Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Base Level Pet Insurance Plans

Injured DogAs a pet owner, you know how expensive pet healthcare can be. Base level pet insurance is great for both your pet’s health and your wallet. These plans are designed to provide you with the coverage that you need but they lack the bells and whistles of a more expensive plan. Base level plans are typically the least expensive out of all of the others and are usually the least comprehensive. A base level plan will still cover certain conditions, but it will not cover all of them.

What does a base plan cover?
Base level plans vary by insurance company but generally a base a level plan will cover accidents and illnesses and possibly chronic conditions (depending on your pet and the company). The types of services associated with an accident or illness that are typically covered by a base level plan are:

◦   Diagnostic procedures
◦   Lab tests
◦   X-rays, CT scans and MRI
◦   Surgeries
◦   Hospitalization
◦   Prescription medications
◦   Emergency visits
◦   Veterinary exam fees

How Much Will a Base Plan Cost?
A base plan will vary in cost depending on the insurance provider and your pet’s:

◦   Age
◦   Breed
◦   Pre-existing conditions
◦   Location

Base level insurance plans are the least expensive pet insurance option and are a great choice for someone with a tight budget. Plans start as low as $10 per month. Find out more by requesting a quote today.