Unlike some of their competitors, Trupanion makes the process of selecting pet insurance simple and convenient. No need to worry about comparing and selecting plans, Trupanion takes the hassle away by providing one simple pet insurance plan.
Insurance Underwriter: American Pet Insurance Company
A.M. Best Rating: Not rated
Customizable Plans: yes
Deductible Type: per incident – once the deductible is met, it will be satisfied for all costs related to that condition for the lifetime of your pet
Maximum Payout per Incident: unlimited
Maximum Payout per Year: unlimited
Maximum Lifetime Payout: unlimited
Reimbursement Based Upon: Actual veterinary bill
Waiting Period: accidents – 5 days; illnesses – 30 days
Maximum Age to Enroll: 14 years
Lifetime Coverage Available: yes
Wellness & Routine Care Coverage Available: no
Alternative Therapies Coverage Available: yes
Behavioral Treatment Coverage Available: yes
Discounts Available: service or therapy animals; pets that are spayed/neutered
These features may vary by state.
Benefits of Trupanion Insurance
◦ No payout limits
◦ One simple, comprehensive plan
◦ Plan can be customized to fit your budget
One Simple Pet Insurance Plan
Despite just having one plan, Trupanion adjusts the premium price to fit the age and breed of your pet and the deductible that you select. Trupanion offers one simple plan that covers 90% of your unexpected veterinary costs such as:
◦ Congenital conditions
◦ Hereditary conditions
◦ Diagnostic tests
◦ Hospital stays
◦ Veterinary supplements
Additional Coverage with Trupanion
In addition to the single plan, Trupanion offers additional coverage options:
◦ Pet owner assistant package: third party property damage liability coverage, advertising & reward, boarding fees, and more.
◦ Additional care rider: behavioral assessments, and alternative and homeopathic treatments, physical therapy (such as hydrotherapy), and more.
Trupanion does not offer coverage for wellness or routine care.
Find out which pet insurance plan is right for you and your pet and receive a free quote by completing the form at the top of the page.