Pets Best - Pet InsurancePet Insurance
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Compare Pet Insurance Plans

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Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

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Pets Best

With a wide of choices and comprehensive coverage, Pets Best is sure to have a plan for all budgets.


Insurance Underwriter:  Independence American Insurance Company
A.M. Best Rating: A- (Excellent)
Customizable Plans: yes
Deductible Type: annual
Maximum Payout per Incident: unlimited
Maximum Payout per Year: plan options – $5,000, $10,000, or $20,000
Maximum Lifetime Payout: plan options – $100,000, $150,000, or $200,000
Reimbursement Based Upon: Actual veterinary bill
Waiting Period: accidents – 3 days; illnesses- 14 days; cruciate ligament injuries – if it occurs within the first 12 months of the policy it is either excluded from coverage or subject to a limitation on the amount of reimbursement
Maximum Age to Enroll: no maximum age
Lifetime Coverage Available: yes
Wellness & Routine Care Coverage Available: yes
Alternative Therapies Coverage Available: yes (chiropractic care and acupuncture performed by a licensed veterinarian)
Behavioral Treatment Coverage Available: no
Discounts Available: discount for paying annually (rather than monthly) and for veterinary professionals
These features may vary by state. 

Plan Details

Benefits of Choosing Pets Best

◦   One of the few companies to offer reimbursement up to 100%
◦   Offers 3 flexible plans to choose from, which can be customized to fit your budget
◦   Deductibles as low as $0
◦   Quick turnaround time- claims typically processed within 2 days

Pets Best offers 3 levels of coverage. Each level is tailored to fit your needs by selecting the reimbursement level and annual deductible, which will affect your monthly premium. Reimbursement levels range from 70% to 90% and deductibles range from $0 to $1,000. Every plan provides coverage for the following:

◦   Accidents
◦   Illnesses
◦   Cancer treatments
◦   Hereditary conditions
◦   Congenital conditions
◦   Emergency visits
◦   Hospitalization
◦   Specialist care
◦   Outpatient care
◦   Prescription medications
◦   MRIs, CAT scans, and X-rays
◦   Lab tests

Level 1
◦    Annual Coverage: $5,000
◦    Lifetime Coverage: $100,000
◦   Holistic Coverage: $350

Level 2
◦   Annual Coverage: $10,000
◦   Lifetime Coverage: $150,000
◦   Holistic Coverage: $600

Level 3
◦  Annual Coverage: $20,000
◦   Lifetime Coverage: $200,000
◦    Holistic Coverage: $1,000

Wellness & Routine Care Coverage

You can add wellness coverage for routine care coverage to any regular plan.

BestWellness for Dogs:
◦    Offers up to $505 in annual benefits for covered services, no deductible
◦    Covered services include: annual exams, teeth cleaning microchipping, vaccinations, blood panels, fecal test, and flea/tick/heartworm prevention

BestWellness for Cats:
◦    Offers up to $565 in annual benefits for covered services, no deductible
◦   Covered services include: annual exams, teeth cleaning microchipping, vaccinations, blood panels, fecal test, and urinalysis

Find out which pet insurance plan is right for you and your pet and receive a free quote by completing the form at the top of the page.