24PetWatch Pet Insurance - Pet InsurancePet Insurance
  • Step 1
  • Step 2
  • Step 3

Compare Pet Insurance Plans

What is your pet’s name?

Choose one (dog or cat?):

Choose one (male or female?):

What is your pet’s birthdate?
(ok to estimate):

What is your zip code?

Please tell us more about your pet

Is your pet a mixed breed?

What breed is your pet?

Has your pet been spayed/neutered?

Any pre-existing conditions?

Pet insurance won't cover costs for any condition that your pet showed signs of before the start date of the policy. (Medical records or a vet exam might be required to establish your pet's health). But, pet insurance will cover new conditions and accidents. Also, all the pet insurance plans here will cover conditions that your pet might have been born with but haven't showed up yet. These are called hereditary or congenital conditions. So it's still important to get covered!

Please provide your contact information

What is your name?

What is your phone number?

What is your email address?

Privacy policy and disclosures

By submitting this form, I agree to this website's privacy policy and expressly consent to be contacted via email or phone by up to five carefully selected companies with related pet health insurance offers. I understand that these calls may be generated using an automated technology, and that my consent is not required to receive services.

24PetWatch Pet Insurance

24 Pet Watch is a company dedicated to the safety and protection of pets. In addition to their microchipping and lost pet recovery service, 24 Pet Watch also offers pet insurance.


Insurance Underwriter: Praetorian Insurance Company
A.M. Best Rating: A (Excellent)
Customizable Plans: yes
Deductible Type: annual
Maximum Payout per Incident: unlimited
Maximum Payout per Year: $1500, $3000, or $20,000
Maximum Lifetime Payout: unlimited
Waiting Period: Accident- starts at 12:01am on the effective date; illness- 14 days.
Maximum Age to Enroll: Dogs – 10 years; cats- 12 years
Lifetime Coverage Available: yes
Wellness Coverage Available: no
Alternative Therapies Coverage Available: yes
Behavioral Treatment Coverage Available: yes
These features may vary by state.

Plan Details
◦ Veterinary Exams
◦ Hereditary & congenital
◦ Therapeutic diet
◦ Alternative treatments
◦ Medications
◦ Diagnostics
◦ Ambulance & Paramedical

Essential Plan
Basic plan with the lowest monthly cost and lowest coverage option

◦   Annual coverage limit – $1,500
◦   Annual deductible – $100
◦   Reimbursement level – 80% Coverage (20% Co-Payment)

Extra Plan
This plan offers the same types of coverage as the essential plan, but with larger coverage amounts for accident benefits and illness benefits. 

◦   Annual coverage limit – $3,000
◦   Annual deductible – Option of a $100 or $250
◦   Reimbursement level – 80% Coverage (20% Co-Payment)

Champion Plan
This plan also covers the same types of issues as the essential and extra plans, but offers a higher coverage limit:

◦   Annual coverage limit – $20,000
◦   Annual deductible – option of $100, $250, $500 or $1,000
◦   Reimbursement level – 80% Coverage (20% Co-Payment)

Additional Coverage
The following additional benefits may be available that are in addition to the comprehensive veterinary fees coverage and are not subject to a co-payment or a deductible.

◦   Boarding & Kennel Fees – $500 Per Incident
◦   Trip Cancellation – $500 Per Incident
◦   Lost Pet Recovery Costs – $500 Per Incident
◦   Additional Living Expenses – $500 Per Incident
◦   Euthanasia & Cremation – $200
◦   Accidental Death – $1,000

Find out which pet insurance plan is right for you and your pet and receive a free quote by completing the form at the top of the page.